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SHOP Sees Delays, But Individual Marketplace Set for On-Time Launch

It is taking longer than planned to get the health insurance marketplace for small groups fully implemented.

No need for employer groups to worry. Like always, they can rely on us. They should visit HealthAlliance.org or call 1-800-851-3379 for more information about Affordable Care Act-compliant plans that fits their needs and their employee’s needs.

Yesterday’s Health and Human Services release said, “Unlike individuals purchasing through the marketplace, small employers can enroll in insurance plans through the SHOP on a monthly basis throughout the year. As such, some states are phasing in SHOP application and enrollment periods.  The SHOP Marketplace for Federally Facilitated Marketplace states opens October 1, when small employers can start the application process and get an overview of available plans and premiums in their area. All functions for SHOP will be available in November and if employers and employees enroll by December 15, 2013, coverage will begin January 1, 2014. Detailed information on the SHOP application and enrollment process are available at HealthCare.gov.”

The individual health insurance marketplace, where people who purchase their own insurance can compare plans and purchase them with financial assistance from the government if they’re income-eligible, will open October 1 as planned.

Our private exchange for individuals and small groups will launch in October.